Privacy Policy

Last updated: November 10, 2025

1. Introduction

This Privacy Policy explains how Finei ("Finei", "we", "our", or "us") collects, uses, and protects your personal data when you use our mobile application or website.

2. Information We Collect

• Account Information: Name, email, and authentication data (including sign-in via Apple or Google).
• Payment Information: Subscription and billing details processed securely via Stripe, Apple, or Google. Finei does not store your full payment information.
• Financial Data: Receipts, spending categories, and any manually entered notes. Camera access is used solely to scan receipts and financial documents.
• Usage Data: Device type, OS version, app version, crash logs, and performance analytics.

3. How We Use Information

• Provide and maintain your account.
• Generate AI-powered spending insights and analytics.
• Process payments and manage subscriptions.
• Improve app functionality and user experience.
• Comply with legal and regulatory obligations.

4. AI and Automated Analytics

Finei uses artificial intelligence to analyze spending patterns and generate insights. These results may include inaccuracies. We do not use your personal data to train external AI models.

5. Data Storage and Security

Your information is stored on encrypted cloud servers using industry-standard security measures (such as HTTPS and encryption at rest). No system is completely secure, and users share data at their own risk.

6. Data Sharing

Finei never sells or rents your data. We only share limited data with trusted third parties necessary for:

• Payment processing (Stripe, Apple, Google)
• Infrastructure and analytics providers (for app performance and error logging)

All partners comply with applicable data protection regulations such as GDPR and CCPA.

7. Your Rights

You have the right to access, correct, export, or delete your data at any time. You may also withdraw your consent and close your account by contacting our support team.

8. Data Retention

We retain your information only as long as your account is active or required by law. When you delete your account, all associated personal data and stored receipts are permanently removed from our servers.

9. Children's Privacy

Finei is not directed toward individuals under 18 years of age. We do not knowingly collect personal data from minors. If such data is found, it will be deleted immediately.

10. International Data Transfers

Finei may process data on servers located in the United States or other regions. We use legal mechanisms such as Standard Contractual Clauses to ensure adequate data protection.

11. Changes to This Policy

We may update this Privacy Policy periodically. When changes occur, we will update the "Last updated" date at the top of this page. Continued use of the app after updates signifies acceptance of the revised policy.

12. Contact

If you have questions or requests regarding this Privacy Policy, contact us at: